Columbia Financial Aid and Educational Financing

Education Loans

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While Columbia does not require loans as part of the financial aid package for any student, families may choose to borrow loans to finance all or a portion of the expected Family Contribution. We recommend speaking to a Financial Aid Officer prior to applying to determine accurate borrowing needs. 

Please note: Applications for Summer loan funds are now available. Students enrolled in six credits or more may borrow a Federal Loan up to their yearly maximum.  Students who borrow in the summer will have reduced or no federal student loan eligibility for the subsequent Fall and Spring semesters. Students enrolled in less than six credits are only eligible for educational loans secured through private lenders.