All financial aid recipients are expected to contribute towards the Student Responsibility, which consists of the Student Contribution and Student Employment.
All incoming First-Year students have a minimum Student Contribution of $2,400 as part of their financial aid award; a contribution from student assets may be included. The expectation is that the student will earn this amount in the summer preceding their first academic year. We do not mandate, however, that students work during the summer. Students and their families may cover this amount with outside scholarships, savings, parental assistance, and/or other financing options if they choose to.
Student Employment is also part of the financial aid award. Students earn this amount during the Fall and Spring semesters. This amount typically goes towards non-billed expenses, such as books/supplies and other personal expenses. This expectation is also not required, and may be covered by outside scholarships, savings, parental assistance, and/or other financing options.
In future years, students who obtain unpaid summer or semester internships may apply for additional grant to cover these expectations through the Work Exemption Program.
Parents’ assets include cash, savings, investments, home equity, other real estate equity, and business equity. We do not include the value of retirement assets in our analysis. We do provide enhanced financial aid eligibility for low-income families with typical assets. For families with an income up to $100,000, we consider typical assets to be approximately up to $250,000.
The Parent Contribution is the amount the parents are expected to pay towards educational costs for the academic year. It is based on our review of the information provided to us in the financial aid application. Learn more about the variables that are considered in our analysis.
Outside scholarships replace the Student Contribution (SC) and Work-Expectation components of the financial aid award. For example, if you are awarded a $5,000 outside scholarship, your SC and Work Study/Student Employment could be significantly reduced or eliminated. If the total amount of outside scholarship funds exceeds this amount, it will then begin to replace the Columbia grant. Outside scholarships will not reduce the Parent Contribution.
Additional information can be found on our outside scholarship
Early Decision applicants- The financial aid award you received will be finalized based on prior year tax returns and information provided in the CSS Profile.
Regular Decision applicants- If your financial aid award was reviewed with prior year tax returns, then your financial aid eligibility is final.
US Citizens and Eligible Noncitizens – You may apply for financial aid in future years. This request must come in writing from the student directly.
International students – You must have indicated that you were a financial aid applicant at the time of your admission application and qualified for need-based aid. If you did not, you will not be eligible to apply for financial aid at any time during your enrollment unless your citizenship status changes.
If your financial aid application was incomplete at the time of admission, you can still complete it and receive a financial aid evaluation. Please submit the missing items at your earliest convenience. If you have any questions regarding any of the missing materials please contact our office.
The CSS Profile provides up to 6 fee waivers to qualifying domestic students who are first-time, first-year, low-income applicants. Eligibility for fee waivers is automatically assessed at the time you complete the CSS Profile. Columbia does not offer additional fee waivers to domestic students.
Low-income International students wishing to request a CSS Profile fee waiver should contact email@example.com.
US Citizens and Eligible Noncitizens – You can apply for financial aid after the recommended deadline, and financial aid eligibility will not be impacted by the time of application. We do recommend that you file by the deadline to assure you receive a timely eligibility letter.
International- You MUST have indicated that you were a financial aid applicant at the time of the admission application and qualified for need-based aid. If you did not, you will not be eligible to apply for financial aid at any time during your enrollment unless your citizenship status changes.
To make corrections or changes to the information that you provided on the CSS Profile, print out the page(s) that you need to change/correct and hand write the correct information. Those corrected page(s) should be submitted directly to our office via fax or mail.
Financial Aid & Educational Financing
1130 Amsterdam Avenue
100 Hamilton Hall, MC 2802
New York, NY 10027
IDOC is the College Board’s document management system. Tax returns and other documents can be uploaded electronically or mailed to IDOC. Students completing the CSS Profile will be sent an e-mail with instructions on submitting information. Additional information is available on their website:
Note: Certain populations of students are asked to send documents directly to Columbia. Please follow the submission instructions for your applicant type using our How to Apply tool.
Outside scholarships can be applied to replace, dollar for dollar, the Student Contribution (SC) and Work-Expectation components of the financial aid award. If the total amount of outside scholarship funds exceeds the SC and Work-Expectation, it will then begin reducing the Columbia grant. Outside scholarships will NOT reduce the Parent Contribution.
Additional information can be found on our outside scholarship page.
Billing at Columbia is only sent online. Students will receive an e-mail notification when a new E-Bill is generated. For parents or other third parties to receive billing notifications, the student needs to first set them up as Authorized Payers to the account. To do this, the student should log into Student Services Online (SSOL), click on Account, select the View E-Bill and Pay by E-Check option, and then go to the Authorize Payers, and set up an account for each person he/she wishes to receive the bill.
Please note that there are two different ways in which to view the account. The first is the official E-Bill. The E-Bill is a monthly snapshot of the account balance at a given time, and will not update until a new E-Bill is generated. The second is the Recent Activity section. This section is updated daily, and will reflect the most current account balance.
All undocumented students, including those with DACA status, are considered as foreign citizens and their financial aid is funded entirely from institutional grants and not federal funding. Thus, a student's DACA status (or change in such) would have no impact on existing financial aid.
Columbia is committed to meeting 100% of the demonstrated financial need of all students admitted as first-years or transfer students pursuing their first degree, regardless of citizenship status.
You will be unable to use the IRS Data Retrieval Tool if you have indicated that you have not yet filed or will not file a 2016 tax return; if you filed electronically within the last 3 weeks or through the mail within the last 11 weeks; if you filed a foreign or Puerto Rican tax return; if you filed a tax return using an Individual Tax Identification Number (ITIN); or if you indicated on the FAFSA that you are married but filed separately from your spouse (Married, Filing Separately; or Head of Household).
You may still be eligible to receive a PLUS loan. To become eligible you must either:
· Obtain an endorser.
· Document extenuating circumstances to the satisfaction of the U.S. Department of Education.
· In either situation, you will need to complete PLUS Credit Counseling, prior to becoming eligible for the PLUS loan.
Please review the Adverse Credit Conditions considered by the Department of Education on their FAQ page.
Your parent will not be able to borrow a Federal Parent PLUS loan without a Social Security Number; please contact our office for additional financing options.
Interest for subsidized loans begins accruing after the six-month grace period (post-graduation or during a period of less-than-halftime enrollment longer than six months). If you are unsure about your eligibility, please contact our office.
Unsubsidized Loans begin to accrue interest once the loan has disbursed to the student account.
Your tax return information is not visible because of added security and privacy protections.